UK BNPL unicorn Zilch targets US after $110m raise

UK BNPL unicorn Zilch targets US after $110m raise

Zilch has raised $110 million in a Series C funding round that sees the London-based buy now, pay later lender hit a $2 billion valuation at record speed.

Buy Now Pay Later is not predatory at all!

Buy now pay later (BNPL) is not predatory at all!!

I don’t understand all the hate that BNPL companies get!

They are simply offering installment payment options at checkout for people that either want to spread out the charge over time or obtain financing over longer period of time to get an expensive item.

I’ve used Affirm, Klarna, Afterpay and I LOVE it. Especially during Black Friday when all the deals happen at the same time. I just need a few weeks for my paychecks to catch up.

Here’s what people need to understand:
1. You are not getting a discount! It’s not cheaper to pay using BNPL.
2. Don’t buy it if you will never have enough money to pay for it.
3. Keep track of when those installment payments will hit your account, and make sure you have enough balance to cover those payments.

#shorts #bnpl #buynowpaylater #affirm #klarna #afterpay #personalfinance #credit #shopping #savvyabacus

ApplePay Later BNPL Financial Ecosystem As Revenue Driver | All About Payments

ApplePay Later might be the fundamentally different BNPL, that works from a revenue perspective because it’s not designed solely for generating revenue ��

In this episode Jamyl covers:
�� BNPL’s user’s attractive financial profiles
�� ApplePay Later’s complete different business model
�� What’s next for the BNPL business model

Do you believe the only way for companies to really leverage BNPL for profitability is by making it part of their financial ecosystem strategy?

#FinTech #Applepay #BNPL

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Buy-Now-Pay-Later (BNPL) will FAIL … Here’s why

Some Buy now pay later programs are by startups and they seem to be gaining popularity. Today, I’d share a different view as to why I think MANY OF THESE FAILS WILL FAIL.

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0:00 My story

1:51 Buy now pay later are loans

4:15 Merchant fees

5:50 I need installment

8:09 Buy now pay later programs will evolve

#investing #buynowpaylater #bnpl

We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.


About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.

As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.

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Credit Cards vs. BNPL (Buy Now Pay Later) – Are cards better/worse than Afterpay, Affirm, Klarna …

Depends. [Click “See More” for Advertiser Disclosure] You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved):
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ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can’t guarantee that we’ve included every company or every available offer.

NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

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Contact: Adam Jusko [email protected]
(for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail — but I do read them and try to incorporate answers to common questions into future videos.)

#creditcards #BNPL #afterpay